Sheba Credit — Full Demo Suite

9:41

●●●●WiFi🔋

Sheba Credit

👤 Consumer Products

🏛️ B2B Institutional

Credit Score

Sheba Save

Education

Open Banking

Sheba Agri

Good morning,

Abebe Girma

Sheba Credit Score™

782

Excellent

↑ +14 this month

300500700850

Loan Eligible

ETB 45,000

Data Sources

4 Active

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Details

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Improve

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Loans

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Alerts

Score FactorsSee all →

Pre-Approved Loan

ETB 45,000

✓ Pre-Approved

Rate12.5% p.a.

Max Term36 months

782

Excellent

PoorFairGoodV.GoodExc.

Factor Breakdown

Score History

Last 7 Months

Improve Your Score

Personalised actions to boost your Sheba Credit Score.

Loan Offers

Based on your Sheba Credit Score.

CRaaS API

Integrate real-time credit intelligence directly into your loan origination system with a single API call.

Live API CallLive

POST api.shebacredit.com/v1/scoreOAuth 2.0

// Credit check request

const res = await sheba.getScore({

applicant_id: "ETH-29183-F",

consent_token: "tok_abc7f2...",

include: ["score", "history", "agri"]

});

✓ Response312ms

{

"score": 782,

"tier": "EXCELLENT",

"recommended_limit": 45000,

"npd_30": 0.02,

"agri_score": 674,

"consent_verified": true,

"latency_ms": 312

}

API Performance

Avg Latency

312ms

Uptime SLA

99.9%

Checks Today

3,847

ProtocolOAuth 2.0 · REST

EncryptionAES-256 · TLS 1.3

Consent CheckAutomated · Immutable Log

SHAP ExplanationsIncluded

Integration TimeUnder 2 weeks

Recent Checks

Integration Flow

API Credentials & Onboarding

OAuth 2.0 keys + sandbox access

Day 1

Integrate Credit Check API

Single call in your loan origination

Day 3

Consent Verification

Auto-verified before any data release

Day 5

Receive Credit Intelligence

Score + risk tier + limit + SHAP

Day 7

Go Live

Approve more, risk less

Day 14

Pricing

Pay-as-you-go

$2 / credit check

No minimum commitment. For variable volumes.

Full credit score + risk tier

Repayment history access

Agri & alternative data signals

Sub-500ms API response

Standard support

Annual Contract

Custom / year

Full institutional stack. Volume discounts.

Everything in Standard

Volume-discounted check pricing

Sheba Insights Dashboard

Open Banking Institutional Suite

Custom portfolio analytics

Priority SLA · Dedicated support

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Home

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Details

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Improve

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Loans

CRaaS API

Insights Dashboard

OB Institutional Suite