Checks run live from your browser each time this page loads, so what you see reflects what your own connection can reach. There is no cached or reported status behind it.
An API is reported operational when it responds correctly and refuses an unauthenticated request — that response is itself proof the service is running and enforcing access control.
Sheba Credit is pre-licence and does not yet publish an uptime commitment. If something here shows as disrupted and you need help, get in touch.